A tale of 44 cities | Oslo S e l f e v a u l a t i o n o f tH h eu hb u bi in nd i sc High Rankixa t ko e yr s a r e a Oslos Best workspace and accelerators Hub features Top FinTech companies Hub profile Technologies FinTech Innovation, Spiff, Fronteer Solutions and Encap Security. E d i nbu Data analytics Big investors r gG Pho Mobile Northzone, Alliance Venture, Norwegian Government and Innovation Norway arv ise r Investment Fund. n APIs m e Gn l o b a l F Digital identity it Cn es n t r Oeu Success stories 4p s9 Algorithms l op o Vipps is a Norwegian mobile payment application designed for smartphones. r t It was developed by DNB but is opened up to customers from any Norwegian Innovation areas bank. Luxembourg City Oslo has a growing and vibrant FinTech hub, consisting of Investment management The future KYC In the next 12 months, we expect to see more partnerships and collaborations approximately 90 companies. The mobile payment market has grown nIn DNB NXT Retail banking on io between banks and startups; initiatives that make it easier to enter the FinTech tINDEX SCORE Mesh av exponentially from zero to vast penetration in less than two years, and va Identity management ot Start-up Lab market; regulatory developments such as a sandbox; and more investments in ni o the market is now consolidating. Oslo is particularly strong in security, Abu DhabinI ln The Factory Payments abxeduc Norwegian FinTech. Innovations in investment services and InsurTech will also e-ID and authentication solutions, and a growing number of players olGnI2277rutl attract more attention. in robo-investments, savings, and neo-bank platforms are emerging.e Challenges The Norwegian government is discussing a regulatory sandbox ss High cost of living for 2017.Low Rankgnenis6 Low access to capital ioDuB Small size of market tise Reper gulao ex tionty t imi rox Hub representativeP IKT-Norge CEO Heidi AustlidFormers eign sto custo artupsProximity t 57